Your access to and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification.

1. Purpose of the Web Site
All the materials contained in the web site are provided for informational purposes only and shall not be construed as a commercial offer, a license, an advisory, fiduciary or professional relationship between you and Philosophy IB.

2. Intellectual Property
This web site is protected by intellectual property rights and is the exclusive property of the Philosophy IB. All content and functionality on the site, including, but not limited to, trademarks, service marks, texts, data, graphics, pictures, logos, icons or html code is the exclusive property of Philosophy IB or its licensors and is protected by U.S. and international copyright laws. All rights not expressly granted are reserved.

You may use this material for personal and non-commercial purposes in accordance with the principles governing intellectual property law. Any other use or modification of the content of the web site without Philosophy IB's prior written authorization is prohibited.

3. Third-Party Web Sites
Links to third-party web sites are provided for convenience only and do not imply any approval or endorsement by Philosophy IB of the linked sites. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk.

You may not create on any web site a link to any page of Philosophy IB's web site without its prior written authorization, and you acknowledge that framing the Philosophy IB web site, or any similar process is prohibited.

4. Warranty and Liability
This site and its contents are provided "as is" and Philosophy IB makes no representation or warranty of any kind with respect to this site or any site or service accessible through this site. While Philosophy IB will use reasonable efforts to provide reliable information through its web site, it does not warrant that this web site is free of inaccuracies, errors and/or omissions, viruses, worms, Trojan horses and the like, or that its content is appropriate for your particular use or up to date, and Philosophy IB reserves the right to change the information at any time without notice.

Philosophy IB will not be liable for any indirect, consequential or incidental damages, including but not limited to lost profits or revenues, business interruption, loss of data arising out of or in connection with the use, inability to use or reliance on any material contained in this site or any linked site.

5. Privacy - Cookies
Generally, Philosophy IB only collects identifiable information that is specifically and voluntarily provided by a visitor to our site. A visitor to our site may choose to provide this information to request information, apply for a job, or offer comments. When a visitor provides this type of identifiable information to us, we use it solely for the purposes for which it was provided. Our policy is not to share personally identifiable information with third parties, unless required by law, or unless explicitly requested by a visitor. We recognize that your information is valuable and we take all reasonable measures to protect your information while it is in our care.

Philosophy IB may use "cookies" to track users traffic patterns. A cookie is an element of data that a web site can send to your browser, which may then store it on your system. These cookies are used to assist you in reaching the appropriate information and make your visit tailored to your individual preferences. The use of cookies is now standard operating procedure for most web sites, however if you are uncomfortable with the use of cookies, most browsers now permit users to opt-out of receiving them.

6. User Postings
You acknowledge and agree that Philosophy IB shall own and have the unrestricted right to use, publish, and otherwise exploit any and all information that you post or otherwise publish on the site in postings, survey responses, and otherwise, and you hereby waive any claims against Philosophy IB for any alleged or actual infringements of any rights of privacy or publicity, moral rights, or rights of attribution in connection with Philosophy IB's use and publication of such submissions.

You covenant that you shall not post or otherwise publish on the site any materials that (a) are threatening, libelous, defamatory, or obscene; (b) would constitute, or that encourage conduct that would constitute, a criminal offense, give rise to civil liability, or otherwise violate law; (c) infringe the intellectual property, privacy, or other rights of any third parties; (d) contain a computer virus or other destructive element; (e) contain advertising; or (f) constitute or contain false or misleading statements. Philosophy IB does not and cannot review all information posted to the site by users and is not responsible for such information. However, Philosophy IB reserves the right to refuse to post and the right to remove any information, in whole or in part, for any reason or for no reason.

7. Enforcement of Terms and Conditions
These Terms of Use are governed by the laws of the State of New Jersey notwithstanding any principles of conflicts of law. Any dispute arising from Terms of Use shall be resolved exclusively in the state and federal courts of New Jersey. If any provision of these Terms of Use is held by a court to be illegal, invalid or unenforceable, the remaining provisions shall remain in full force and effect.

8. Modifications of the Terms of Use
Philosophy IB reserves the right to change the Terms of Use under which this web site is offered at any time and without notice. You will be automatically bound by these modifications when you use this site, and should periodically read the Terms of Use.